Here are some of the top digital banks in the Philippines as of 2024:
- Maya Bank: Known for its high-yield savings accounts with interest rates up to 15%.It’s popular among freelancers and those who use digital payments frequently.
- OwnBank: Offers competitive interest rates for time deposits, making it a great option for those looking to save for the long term.
- GoTyme Bank: Ideal for students and travelers, offering a free debit card and zero maintaining balance.
- RCBC DiskarTech: Provides various loan options for small business owners, along with a high base interest rate for savings account.
- SeaBank: Features daily payout of interest earnings and a user-friendly app.
- Tonik Bank: Offers a range of savings and investment options with interest rates between 4% and 6% per annum.
- UnionDigital: Provides a variety of digital banking services with competitive interest rates.
- UNO Digital Bank: Known for its user-friendly interface and a wide range of financial products.
- CIMB Bank: Offers digital banking services through its GSave feature on Gcash.
- Komo by EastWest: Provides a seamless digital banking experience with various financial products.
These digital banks offer convenient, efficient, and often more affordable banking services compared to traditional banks. Do you have a specific need or preference in mind for choosing a digital bank?