GGives interest rates typically range from 0% to 5.49% per month. Your specific rate is determined by your GScore and the length of your payment plan.
Key Interest Details
- Monthly Range: 0%–5.49%.
- Special Promos: Some merchants offer 0% interest for 2-month terms.
- Partner Deals: Specific stores like Power Mac Center may offer lower rates (e.g., 0.9%) for gadgets.
- Installment Terms: Plans can last 6, 9, 12, 15, 18, or 24 months.
Other Fees to Watch
- Late Fee: 1% of the loan amount per missed due date.
- Daily Penalty: 0.15% of the outstanding balance added daily until paid.
💡 Pro-Tip: Check your exact offer in the GCash App by tapping Borrow > GGives before finalizing a purchase.