Step-by-Step Guide: Transfer 25K from GCash to BDO

To transfer 25,000 PHP from GCash to BDO, use the Bank Transfer feature to send money via InstaPay. This transaction is typically instant and carries a standard service fee of PHP 15.00 as of May 2026.


Step-by-Step Instructions

  1. Log in to GCash: Open the GCash app and enter your MPIN.
  2. Select “Transfer”: Tap the Transfer icon on the main dashboard.
  3. Choose BDO: Tap View All to see the full list of partner banks and select BDO Unibank.
  4. Enter Details: Provide the following information:
    • Amount: Enter 25000.
    • Account Name: The full name of the BDO account holder.
    • Account Number: The 10 or 12-digit BDO account number.
  5. Confirm Transfer:
    • Review the details on the confirmation page.
    • Ensure the PHP 15.00 fee is added to the total.
    • Tap Confirm.
  6. Save Receipt: A confirmation screen will appear. Save or screenshot the receipt for your records.

Key Transfer Facts May 2026

  • Transaction Fee: Expect a standard charge of PHP 15.00 per transfer.
  • Daily Limit: Fully Verified users have an outgoing daily limit of PHP 100,000, meaning your 25K transfer will fit comfortably within one transaction.
  • Processing Time: Transfers to BDO are processed via InstaPay and are usually credited instantly.
  • Verification Requirement: You must be a Fully Verified user to perform bank transfers. You can check your status in the GCash Help Center.

If you’d like, I can also help with:

  • Checking your current GCash limits
  • How to cash in from BDO to GCash
  • What to do if a transfer fails

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