The Small Business Corporation (SB Corp) is the primary financing arm of the Philippine Department of Trade and Industry (DTI). It provides affordable, non-collateral loans to micro, small, and medium enterprises (MSMEs) to help them grow and recover from economic challenges.
Key Loan Programs as of April 2026
SB Corp recently launched several flagship funds with a one-year grace period on both principal and interest:
MSME Business Fund: Designed for businesses affected by global crises (like fuel price hikes) with loans up to ₱5 million.
E-Transport Loan: A ₱2-billion facility launched in April 2026 to help public transport operators switch to electric vehicles (EVs). It offers up to ₱1.5 million per vehicle at 6.7% annual interest.
OFW Negosyo Fund: Specifically for returning overseas Filipino workers starting their own businesses, offering interest-free loans from ₱30,000 to ₱100,000.
Women Enterprise Fund: Dedicated financing options to support female-led MSMEs.
Enterprise Rehabilitation Financing (ERF): Emergency working capital for businesses recovering from natural disasters or calamities.
📋 General Requirements
Most programs require the following documents for application:
Government-issued ID (with picture)
Mayor’s Business Permit or BMBE Certificate
Proof of bank account (under the business or owner’s name)
Photos/Videos of business operations and assets
DTI or SEC Registration
📱 How to Apply
Applications are handled strictly online through their official platforms:
Mobile App: Download the SBCorp Money app from the Google Play Store or Apple App Store.
Web Portal: Visit the SBCorp Loan Portal (Chrome is recommended for iOS users).
Physical Assistance: You can visit any DTI Negosyo Center or Regional Office for guidance.
📍 Headquarters & Contact
Address: 17th & 18th Floors, 139 Corporate Center, 139 Valero Street, Salcedo Village, Makati City.
Hotline: 1-800-10-651-3333 (P3 Toll-Free).
Email: sbcorporation@sbcorp.gov.ph.
💡 Pro Tip: SB Corp warns the public against using “loan brokers” or “consultants.” Always apply directly through official channels to avoid scams.